Every document for your real estate closing -- from pre-contract through move-in
- Select transaction type (purchase, sale, refinance) and property type (residential, commercial)
- Check off documents as they are completed -- progress saves automatically
- Copy the report, share the link with your agent, or print it for your closing file
Proof: Covers 7 closing phases, 40+ documents, with party responsibility and deadline tracking
Get a complete list of every document needed for your real estate closing -- tailored to your transaction type and property type.
- Covers purchases, sales, and refinances with transaction-specific documents and deadlines.
- Includes pre-contract through post-closing: inspections, financing, title insurance, deeds, closing disclosures, and recorded documents.
- Commercial property additions: environmental assessments (Phase I/II) and zoning compliance letters.
Free, no signup, and your progress saves automatically in your browser.
A real estate closing involves 30-40 documents moving between buyers, sellers, lenders, title companies, and agents -- each with different deadlines. Missing a single document can delay closing by days or weeks, costing money in rate-lock extensions and per-diem fees. This tool builds a complete checklist tailored to your transaction so nothing falls through the cracks.
Free, no signup, and progress saves in your browser until you need it.
Closing document checklist
Select the transaction type and property type below. Check off documents as they are completed.
Showing 46 documents for a residential purchase
0 of 46 documents complete
Organize closing documents automatically
Juggling deeds, disclosures, inspection reports, and loan documents across buyers, sellers, and agents? Drop them into renamed.to. The AI reads each document, extracts the property address and document type, and renames everything into a clean folder structure -- ready for your closing file.
Why a closing document checklist matters
Real estate closings are document-intensive, deadline-driven, and involve multiple parties. A systematic checklist is the simplest way to avoid costly delays.
Avoid closing delays
A missing document can push your closing date by days or weeks. Rate-lock extensions can cost 0.125-0.375% of the loan amount, and per-diem charges add up fast. Tracking every document in advance prevents last-minute scrambles.
Protect yourself
Title searches, inspections, and insurance policies exist to protect your investment. Skipping or rushing due diligence can mean discovering liens, structural damage, or environmental contamination after you have already signed. A checklist ensures nothing is skipped.
Stay organized
With 30-40 documents moving between five or more parties, it is easy to lose track of what has been received and what is still outstanding. A shared checklist keeps buyers, sellers, agents, and lenders aligned throughout the transaction.
Closing 5 deals this month? Auto-name every document as it arrives.
Drop deeds, disclosures, inspection reports, and loan documents into renamed.to. The AI reads each document, extracts the property address and document type, and organizes everything into per-property folders -- ready for your closing files.
50 free renames, no credit card required.
Frequently asked questions
What documents do I need for a real estate closing?
A typical home purchase requires 30-40 documents across seven phases: pre-contract (purchase agreement, earnest money, pre-approval), due diligence (inspections, appraisal, title search), financing (loan application, income verification), title and insurance, pre-closing (closing disclosure, walk-through), at closing (deed, promissory note, settlement statement), and post-closing (recorded deed, final title policy).
How far in advance should I start gathering documents?
Start gathering financial documents as soon as you decide to buy. Your lender will need tax returns, bank statements, and W-2s for pre-approval. After the purchase agreement is signed, most documents are generated on a 30-60 day timeline leading to closing. The closing disclosure must be received at least 3 business days before closing per federal law.
What is the difference between the closing disclosure and the loan estimate?
The loan estimate is provided within 3 business days of your mortgage application and shows estimated costs. The closing disclosure is the final version, provided at least 3 business days before closing, showing actual costs. Compare the two carefully -- certain fees cannot increase, and others can only increase by up to 10%.
Does the checklist differ for commercial properties?
Yes. Commercial property transactions require additional documents including Phase I or Phase II environmental site assessments and a zoning compliance letter from the local municipality. Select "Commercial" as the property type to see these additional items in the checklist.
Can I save and share my checklist progress?
Yes. Your progress saves automatically in your browser -- no account required. You can close the tab and come back days later to pick up where you left off. You can also copy a shareable link (with your transaction and property type selections), copy a text report, or print the checklist for your closing file.
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